Kami menjual gelang dan mata cincin rambut sedana asli dalam grosiran maupun eceran.
Harga yang kami tawarkan mulai dari Rp. 750.000/ pcs
Untuk informasi lebih lengkap dapat menghubungi :
I Made Dwiyarsa
Alamat : Kerobokan Kelod, Kuta Utara, Badung, Bali.
HP: 081338714094 / 0361-8887527
Sunday, July 08, 2012
Friday, March 02, 2012
DIJUAL TANAH, BUTUH UANG CEPAT !!!!

segera sebidang tanah seluas 14 are (1420 M2) sekitar wilayah Petitenget, Kerobokan Kelod, Kuta Utara, Badung, Bali.
Kami tawarkan dengan harga Rp. 1.100.000.000 per are net tanpa perantara (calo)
Bagi anda yang serius dan berminat silahkan mengajukan penawaran melalui e-mail : dwiyarsa_md@yahoo.co.id
Untuk info selengkapnya dapat menghubungi:
Tn. I Made Dwiyarsa
HP. 081338714094 / 0361-8887527
Wednesday, February 02, 2011
INVESTASI TANAH / VILLA DI BALI
Anda ingin berinvestasi di Bali tapi tidak kenal siapa-siapa..?
Anda ingin beli tanah di Bali tapi takut harganya sudah dinaikkan..?
Anda tidak usah ragu, karena kami punya solusinya..
Bagi anda yang berminat untuk berinvestasi dalam bentuk tanah/villa di Bali khususnya Kuta Utara kami akan membantu anda dalam hal:
1. Pencarian lokasi tanah
2. Memperkenalkan dengan pemilik langsung / pemegang kuasa dari pemilik
3. Membantu pengurusan transaksi jual beli.
4. Membantu menjual kembali di kemudian hari.
Kami memberikan garansi 100% harga dari pemilik, tidak ada yang di mark up.
Bagi yang berminat silahkan menghubungi:
I Made Dwiyarsa
HP. 081338714094
e-mail: dwiyarsa_md@yahoo.co.id
Anda ingin beli tanah di Bali tapi takut harganya sudah dinaikkan..?
Anda tidak usah ragu, karena kami punya solusinya..
Bagi anda yang berminat untuk berinvestasi dalam bentuk tanah/villa di Bali khususnya Kuta Utara kami akan membantu anda dalam hal:
1. Pencarian lokasi tanah
2. Memperkenalkan dengan pemilik langsung / pemegang kuasa dari pemilik
3. Membantu pengurusan transaksi jual beli.
4. Membantu menjual kembali di kemudian hari.
Kami memberikan garansi 100% harga dari pemilik, tidak ada yang di mark up.
Bagi yang berminat silahkan menghubungi:
I Made Dwiyarsa
HP. 081338714094
e-mail: dwiyarsa_md@yahoo.co.id
Friday, November 07, 2008
MAU PASSIVE INCOME SETIAP BULAN?
Anda merasa lelah bekerja untuk mendapatkan uang? Kini saatnya uang yang bekerja untuk anda.
Dapatkan passive income yang besar dari uang anda setiap bulan.
Segeralah simpan uang anda di BPR PERMATA SEDANA dan dapatkan bunga deposito yang tinggi
8% p.a*
Melalui program penjaminan LPS (Lembaga Penjamin Simpanan), simpanan anda dijamin 100% hingga Rp. 2.000.000.000,-.
Untuk informasi lebih lanjut silahkan hubungi:
BPR PERMATA SEDANA
Alamat: Jl. Gunung Sanghyang No. 227X Kerobokan
Contact Person: I Made Dwiyarsa, SETelp. (0361) 8887527 / 081338714094
* sesuai ketentuan berlaku
Dapatkan passive income yang besar dari uang anda setiap bulan.
Segeralah simpan uang anda di BPR PERMATA SEDANA dan dapatkan bunga deposito yang tinggi
8% p.a*
Melalui program penjaminan LPS (Lembaga Penjamin Simpanan), simpanan anda dijamin 100% hingga Rp. 2.000.000.000,-.
Untuk informasi lebih lanjut silahkan hubungi:
BPR PERMATA SEDANA
Alamat: Jl. Gunung Sanghyang No. 227X Kerobokan
Contact Person: I Made Dwiyarsa, SETelp. (0361) 8887527 / 081338714094
* sesuai ketentuan berlaku
KREDIT MODAL USAHA
Ingin punya usaha tapi tidak punya modal?
Kamilah solusinya.
BPR PERMATA SEDANA selalu siap membantu anda setiap saat.
Dapatkan kredit murah, mudah dengan proses cepat untuk keperluan anda cukup dengan jaminan sertifikat (tanah/bangunan) / BPKB.
Untuk informasi lebih lanjut silahkan hubungi:
BPR PERMATA SEDANA
Alamat: Jl. Gunung Sanghyang No. 227X
Contact Person: I Made Dwiyarsa, SETelp. (0361) 8887527 / 081338714094
Kamilah solusinya.
BPR PERMATA SEDANA selalu siap membantu anda setiap saat.
Dapatkan kredit murah, mudah dengan proses cepat untuk keperluan anda cukup dengan jaminan sertifikat (tanah/bangunan) / BPKB.
Untuk informasi lebih lanjut silahkan hubungi:
BPR PERMATA SEDANA
Alamat: Jl. Gunung Sanghyang No. 227X
Contact Person: I Made Dwiyarsa, SETelp. (0361) 8887527 / 081338714094
Tuesday, October 21, 2008
Online Real Estate Marketing and Drilling in the Wrong Place
I just wrapped up another real estate oriented web site campaign. As usual I am often flabbergasted by the mere nature of these campaigns and the people who put these together. Even though the format for these campaigns are clumsy at best they often mirror mistakes I see in other campaigns in different industries. The premise for these campaigns usually center around one web site and one domain name. It is falsely perceived that the web site's branding strength will be dependent on how clever the domain name is. This becomes a non-issue in the grand scheme of things and when you think about how many web sites are out there trying to accomplish the exact same thing in the marketplace. What you really need is a way to create more online awareness and online presence. WHERE IS YOUR MARKET? There are free tools you can look up on Google to help you narrow down your market. In fact you can get pretty precise with this by going to http://www.google.com/trends . This will tell you where your specific audience is in a geographic location. The toolset is a little limited because you can only type in a couple of words to look up a particular subject. But still, it's a lot better than gnawing your teeth in your sleep and fretting over the details. I would think that in a mortgage and real estate market you would want to get REAL specific on your location. I am surprised at how many real estate professionals take this very casually online. More than often I am surprised at that these tactics are often ignored. The numbers are astounding. I feel for the entrepreneur who has to shell out a small fortune for direct mail. These postcards and letters rarely reach the right prospects. I can tell you stories about how these slick, highly polished pieces of direct mail often make their way to the garbage can. I ran across one campaign that was $15,000 dollars to produce. This postcard campaign got no results. Obviously the business owner was upset and wanted to stop the bleeding. Without flinching the business coach who ran the event coldly told the business owner to run the same postcard campaign three more times. He stressed that if he ran it over again, (to the tune of $60,000) he could get a 4% response rate. Or maybe he could get a 2% return on his postcards if he was somewhat lucky. It wasn't much to go on and the business owner slumped back into his chair. You see – I think that's terrible. Not only is the prospect out of luck he is clueless on what to do, where to go and how to go about his business. In fact, I will say this outright because I think you need to hear it Mr. Real Estate professional. The other thing that really irked me was the advice given on door hangers and other types of direct response mail. I got some news for the hopeful people of Michigan. The people have left the state. A healthy real estate boom begins with people and that's bottom line. It is a little hard to sell to a memory of what used to be. I find the conditions in Michigan horrifying to say the least. I also find the situation there to be relatively sad and out of touch with reality. There is an online component to this entire mess that seems to be missing. I find this to be very critical to success. Many web sites out there in the marketplace are floating in space. They are not anchored down by any keywords or are focused for any niche population. Most real estate web sites are a lot like junk mail. They never get found and they simply never get read. The real estate market is loaded with dead ends and headaches. But all of this can be easily avoided by finding your right target market. You need to go where the fish are. A lot of real estate sites I see by Remax, and others lack the essential online "guts" in their web pages to ever get listed. They are not equipped to be indexed or found online in any way. Worse, real estate professionals get a web site because they think that's the way to do business. They never spend any time with it. They never direct people to it in any way and they never try to steer prospects to it for any reason. In short, nobody sees the darn thing. Getting a web site and then not looking at it is pretty reckless behavior. I mean, if I had a choice to do that or nothing I would choose nothing. It makes perfect sense to me if you are not even going to be looking at it. The only thing a web site is good for is leverage. I use mine to save myself the headache of talking on the phone to unqualified prospects. I personally detest talking on the phone so why would I want to spend the entire day talking to broke people? There are a lot of people in the field who are that lonely and want to talk to a complete stranger. There are a lot of desperate women out there who need a man and will call businesses looking for weak minded men to hook up with. As pathetic as it sounds there are a lot of people out there who are just broke and bored. I am clueless to why anyone in this situation would want to solicit vendors – but they do. I show these people my web sites and get them off my phone. I only deal with serious minded individuals and you should too.
Article source: http://www.articles3000.com/Real-Estate/149313/Online-Real-Estate-Marketing-and-Drilling-in-the-Wrong-Place.html
Article source: http://www.articles3000.com/Real-Estate/149313/Online-Real-Estate-Marketing-and-Drilling-in-the-Wrong-Place.html
Sunday, October 05, 2008
Internet And Business Online – The Act Of Interdependence
The best role of business online is that of interdependency. We’ve all heard the old saying, “No man is an island.” When it comes to online business this is especially true.
If a business owner who takes their business into the online world determines they will be self reliant and never accept the help of anyone then that individual will not be in business long enough to change their minds.
It is accepted fact that the greatest tool for long-term exposure to your website is through Search Engine Optimization (SEO). Without it potential customers can’t find you. It is unreasonable to expect that you can adequately develop a website without optimizing your website for the best possible search engine ranking.
Search engines also place a high value on sites that have links placed on existing sites. These ‘backlinks’ demonstrate to search engines that others trust your site. By placing your link on their website these other businesses indicate a trust and recommendation for your site.
In effect the two strategies listed above rely exclusively on what others can do for you when it comes to your online business.
Shirley Temple once proclaimed in her movie Rebecca of Sunnybrook Farm, “I’m very self-reliant.” American westerns are filled with lines dealing with pulling yourself up by your bootstraps and holding down the fort. Many of us have grown up to believe if we want something done right we have to do it ourselves.
This thinking is in opposition to the rules associated with an online business.
The online world can only exist because people share. Individuals share technology, but the also share links, reviews, blogs, forums and a wide range of other marketing strategies that find a commingling of interdependency.
In online business you are as dependent on others as they may be on you. Unlike the word ‘dependent’, the term interdependent indicates a mutual dependency. In other words you are depending on others to help provide links back to your site while they are equally dependent on you (or others) for the success of their business.
Have you really taken a proactive approach to networking? It’s possible you are reading this today and you’ve never considered asking someone else to place a link to your site on his or her online business site.
It can feel awkward depending on others to achieve online success especially if you’ve been lead to believe reliance on others is also a sign of imposing on their otherwise brilliant generosity.
I suppose it could be a deep-seated sense of pride that makes it hard to consider the need to ask others for help. However, the truth is depending on others is really what has made the Internet possible. The growth of this online world is comprised of a link of computers, networks and servers that are connected in a way that provides the maximum benefit for all.
Building an online business can feel a bit like trying to build a house of cards. Without the ability to rely on the other ‘cards’ around you it is virtually impossible to build.
Interdependence. This is the essence of online business.
Article source: http://www.articlecity.com/articles/computers_and_internet/article_4134.shtml
If a business owner who takes their business into the online world determines they will be self reliant and never accept the help of anyone then that individual will not be in business long enough to change their minds.
It is accepted fact that the greatest tool for long-term exposure to your website is through Search Engine Optimization (SEO). Without it potential customers can’t find you. It is unreasonable to expect that you can adequately develop a website without optimizing your website for the best possible search engine ranking.
Search engines also place a high value on sites that have links placed on existing sites. These ‘backlinks’ demonstrate to search engines that others trust your site. By placing your link on their website these other businesses indicate a trust and recommendation for your site.
In effect the two strategies listed above rely exclusively on what others can do for you when it comes to your online business.
Shirley Temple once proclaimed in her movie Rebecca of Sunnybrook Farm, “I’m very self-reliant.” American westerns are filled with lines dealing with pulling yourself up by your bootstraps and holding down the fort. Many of us have grown up to believe if we want something done right we have to do it ourselves.
This thinking is in opposition to the rules associated with an online business.
The online world can only exist because people share. Individuals share technology, but the also share links, reviews, blogs, forums and a wide range of other marketing strategies that find a commingling of interdependency.
In online business you are as dependent on others as they may be on you. Unlike the word ‘dependent’, the term interdependent indicates a mutual dependency. In other words you are depending on others to help provide links back to your site while they are equally dependent on you (or others) for the success of their business.
Have you really taken a proactive approach to networking? It’s possible you are reading this today and you’ve never considered asking someone else to place a link to your site on his or her online business site.
It can feel awkward depending on others to achieve online success especially if you’ve been lead to believe reliance on others is also a sign of imposing on their otherwise brilliant generosity.
I suppose it could be a deep-seated sense of pride that makes it hard to consider the need to ask others for help. However, the truth is depending on others is really what has made the Internet possible. The growth of this online world is comprised of a link of computers, networks and servers that are connected in a way that provides the maximum benefit for all.
Building an online business can feel a bit like trying to build a house of cards. Without the ability to rely on the other ‘cards’ around you it is virtually impossible to build.
Interdependence. This is the essence of online business.
Article source: http://www.articlecity.com/articles/computers_and_internet/article_4134.shtml
Effective Internet Advertising
Free internet advertising is one very important method for promoting your products and services to thousands of free ads. You've probably found this article because you did a search for "free advertising" on an internet search engine. If you have taken the time to research search engine placement, methods of obtaining a high search engine ranking, or Internet advertising, you have probably heard of Google Adwords.
Two of the most popular and successful advertising techniques on the Internet are pay per click campaigns and natural search engine optimization campaigns. If your company is not competing at the level it should be, perhaps it is time you looked into focusing more of your time and efforts into Internet advertising techniques that are successful. You will not only get the best results with a carefully designed system for generating Internet advertising for your blog, but you will also be able to sustain good results over a long period of time, which is what serious business and successful entrepreneurship is all about.
With a good well designed selling system in place, not only will you be able to get the best results while generating Internet advertising for your blog, but success will be virtually guaranteed. This difference with blog advertising rates is important because in the print media world, ad rates can not go below a certain point because if they do, the publication will cease to be profitable. In the print media, space is limited by the cost of production which keeps ad rates high and makes the balance of content versus advertising critical to the financial success of any print publication that relies on advertising.
Free internet advertising makes it easy for you to put free ads on several of the premier quality web sites whenever you want, for free. You know that you are visiting the forum merely for the free advertising for your website but it is better not to make this obvious if you want other members to react well to your advertising.
Internet forum etiquette demands that you spend a little time "lurking" ie logging in at the forum and reading previous and current threads before you even think of starting to use the forum for advertising. Whether you write your own articles or pay a ghostwriter to write your articles for you, the combined cost of creating and distributing your article is far less than the value of advertising that you will receive in exchange for the reprint use of your article. When you write articles that are consistent with the topics that your potential clientele will read, you are able to consistently target the people you need to reach with your advertising. If an advertiser is already paying 20 cents per click and your blog Internet advertising rate card charges them what works out to about 5 cents per click and there is a promise of the same or an even better conversion rate, you have won over that advertiser.
I have been paying for traffic and one of the best sources of targeted traffic is through pay per click search engines (PPC) or pay for placement search alternatives like Google adwords or Yahoo Sponsor Listings, formerly Overture. Google adwords and Yahoo Sponsor Listings are the kings of pay per placement search engines. And if you are in a highly competitive niche, the cost per visitor in pay per click search engines is pumping up day by day.
Source from: http://www.articlecity.com/articles/marketing/article_4204.shtml
Two of the most popular and successful advertising techniques on the Internet are pay per click campaigns and natural search engine optimization campaigns. If your company is not competing at the level it should be, perhaps it is time you looked into focusing more of your time and efforts into Internet advertising techniques that are successful. You will not only get the best results with a carefully designed system for generating Internet advertising for your blog, but you will also be able to sustain good results over a long period of time, which is what serious business and successful entrepreneurship is all about.
With a good well designed selling system in place, not only will you be able to get the best results while generating Internet advertising for your blog, but success will be virtually guaranteed. This difference with blog advertising rates is important because in the print media world, ad rates can not go below a certain point because if they do, the publication will cease to be profitable. In the print media, space is limited by the cost of production which keeps ad rates high and makes the balance of content versus advertising critical to the financial success of any print publication that relies on advertising.
Free internet advertising makes it easy for you to put free ads on several of the premier quality web sites whenever you want, for free. You know that you are visiting the forum merely for the free advertising for your website but it is better not to make this obvious if you want other members to react well to your advertising.
Internet forum etiquette demands that you spend a little time "lurking" ie logging in at the forum and reading previous and current threads before you even think of starting to use the forum for advertising. Whether you write your own articles or pay a ghostwriter to write your articles for you, the combined cost of creating and distributing your article is far less than the value of advertising that you will receive in exchange for the reprint use of your article. When you write articles that are consistent with the topics that your potential clientele will read, you are able to consistently target the people you need to reach with your advertising. If an advertiser is already paying 20 cents per click and your blog Internet advertising rate card charges them what works out to about 5 cents per click and there is a promise of the same or an even better conversion rate, you have won over that advertiser.
I have been paying for traffic and one of the best sources of targeted traffic is through pay per click search engines (PPC) or pay for placement search alternatives like Google adwords or Yahoo Sponsor Listings, formerly Overture. Google adwords and Yahoo Sponsor Listings are the kings of pay per placement search engines. And if you are in a highly competitive niche, the cost per visitor in pay per click search engines is pumping up day by day.
Source from: http://www.articlecity.com/articles/marketing/article_4204.shtml
Internet Marketing And A Future Financial Focus
One of the prime motivations for Internet marketing is that you don’t want to be in the same place you are right now - in 12 months.
In every business the predominant idea is to set goals that help you conduct business smarter, learn lessons faster and bring more business to your site.
The problem is many entrepreneurs tend to stay focused on their bottom line and to product fulfillment issues. By doing so they may indeed find themselves in the same place 12 months from now. They may also find their business has declined in total sales revenue.
How is that possible?
This is an interesting question especially when, from all appearances, the business owner IS paying attention to their business and that the sales are brisk. It can also seem baffling when it appears that the business owner is busier than they have ever been.
The problem may be that some of the details of business should be delegated to other employees, especially if the business is of significant size.
The sad truth is some business owners are spending too much time in the mailroom and not enough time in long-term strategic planning. Online business grows as new ideas are developed and implemented.
It is not unlike an architect spending all his or her time developing the entryway of a new luxury hotel while failing to draw up plans for the rest of the building. It looks nice from the outside, but the inside is in disarray.
What this means, in the broadest terms, is that you need to pay attention to all aspects of your online business. If you don’t feel adequate to manage certain aspects of the business then find someone who can. When you neglect certain aspects of your business you will almost always run the risk of a loss of long-term business. You will also be subjected to feast or famine cycles where you may have more work than you can handle for a period of time and not enough work for an equal or greater length of time.
It’s a given that you find your business to be an important part of your life. You have invested a lot in the success of your business and that investment is too great to simply allow glaring marketing omissions to go unchallenged.
Sometimes business owners adopt an out of sight - out of mind mentality. They avoid those things that are not on their immediate radar. They push back all those things that are not fires to attend only the tyranny of the urgent.
Internet marketing is one of the very first things to be cast from view for many businesses. The reason this is true is because the role of marketing seems to have little intrinsic value for those online shops that are currently doing a brisk business. It appears to be a sign that they did everything right and can move on to the role of bean counter.
Learn the art of balancing your business interests and include marketing as a prime component for achieving future goals.
Source From: http://www.articlecity.com/articles/marketing/article_4209.shtml
In every business the predominant idea is to set goals that help you conduct business smarter, learn lessons faster and bring more business to your site.
The problem is many entrepreneurs tend to stay focused on their bottom line and to product fulfillment issues. By doing so they may indeed find themselves in the same place 12 months from now. They may also find their business has declined in total sales revenue.
How is that possible?
This is an interesting question especially when, from all appearances, the business owner IS paying attention to their business and that the sales are brisk. It can also seem baffling when it appears that the business owner is busier than they have ever been.
The problem may be that some of the details of business should be delegated to other employees, especially if the business is of significant size.
The sad truth is some business owners are spending too much time in the mailroom and not enough time in long-term strategic planning. Online business grows as new ideas are developed and implemented.
It is not unlike an architect spending all his or her time developing the entryway of a new luxury hotel while failing to draw up plans for the rest of the building. It looks nice from the outside, but the inside is in disarray.
What this means, in the broadest terms, is that you need to pay attention to all aspects of your online business. If you don’t feel adequate to manage certain aspects of the business then find someone who can. When you neglect certain aspects of your business you will almost always run the risk of a loss of long-term business. You will also be subjected to feast or famine cycles where you may have more work than you can handle for a period of time and not enough work for an equal or greater length of time.
It’s a given that you find your business to be an important part of your life. You have invested a lot in the success of your business and that investment is too great to simply allow glaring marketing omissions to go unchallenged.
Sometimes business owners adopt an out of sight - out of mind mentality. They avoid those things that are not on their immediate radar. They push back all those things that are not fires to attend only the tyranny of the urgent.
Internet marketing is one of the very first things to be cast from view for many businesses. The reason this is true is because the role of marketing seems to have little intrinsic value for those online shops that are currently doing a brisk business. It appears to be a sign that they did everything right and can move on to the role of bean counter.
Learn the art of balancing your business interests and include marketing as a prime component for achieving future goals.
Source From: http://www.articlecity.com/articles/marketing/article_4209.shtml
Monday, August 25, 2008
Making The Sale
Some would say selling is a complex psychological process. Others would say it is a battle of wills and opinions. Even others like Stephen Covey would say it must be a win win arrangement, where the customer wins and the seller wins. Regardless of your opinion or feelings about selling, this is the truth! If you are insensitive to the customer's words and behaviours, then the sale will not take place!
Often the salesperson is so impatient to make the sale they make a number of mistakes, then they are surprised when the sale does not happen. I have even heard some salespeople comment that they think they control the customer. They feel they can make the customer buy! What nonsense! Who are they kidding, besides themselves?
What I hope to do in this article is to help the reader understand the dynamics of the sale. For many unsuccessful salespeople find closing the sale a very difficult part of the sales process. The successful salespeople have figured out what I am about to share with the reader of this article.
First, let's consider the dynamics of the relationship between the seller and the customer. Each has different objectives. The seller obviously wants to make the sale. The customer wants to determine if there is value in purchasing the product. So each customer as an individual has different objectives or goals. These objectives can only be reached if the seller behaves correctly. This is where the salesperson has the real power. They have power and control to behave correctly and appropriately. If they do so, then everything is possible, like more sales and more referrals. Wouldn't you like to make more sales?
Next, let's consider the various parts of the buying process. When anybody buys anything, whether it is a car, clothes, TV or Life Insurance, that purchase is based on four reasons. Theses reasons are the only reasons why people buy anything. These reasons exist every time a purchase occurs. They are NEED, HELP, MONEY and URGENCY. Let's examine each of these reasons.
NEED
It is not the need of the salesperson to make the sale. It is the need of the customer for the product, or at least for the benefits derived from buying the product. Salespeople need to spend a fair bit of time with the customer, asking questions, taking notes and analyzing the customer's current and desired situation to ensure the salesperson understands the customer's needs. Customers must have an opportunity to verbally confirm that they believe they have a need. This customer verbalization of the need is often overlooked by the salesperson. I believe this is where the sale takes place. Unsuccessful salespeople incorrectly believe the sale takes place during the close. This belief is a big mistake! The salesperson's objective is to get the customer talking about their needs and then they will be building a foundation for the sale. If the salesperson spends enough time gathering correct information, the closing portion of the sale becomes very easy.
HELP
This is where the salesperson connects the product to the need. Again, unsuccessful salespeople talk too much about the product and too little about how the product will solve the needs of the customer. Customers care very little about the name of the product or how it technically works. They do care about the benefits they can derive from the purchase of the product. They are interested about how this product will help them solve their needs . To effectively talk about the product, the salesperson must first understand the customer's need. Next, they must be able to explain to the customer how the product helps solve their need. Often this is explained as features, applications and benefits. What are the features or special additions to the product, how does this apply to the customer's situation and how does it benefit the customer, now or in the future? The salesperson must explain this very well in the customer's terms, not the company's terms. Be very careful not to use industry terms unless you fully explain them.
MONEY
Unsuccessful salespeople make another mistake. They talk too much about how much the product will cost the customer, and too little about the value the customer will receive from purchasing the product. Sometimes the customer does not have enough money to purchase the product. Most times they have the money but see no real or inherent value in the product, so they do not purchase it. At this stage of the sales process the salesperson must clearly explain the benefits the customer will receive by purchasing the product. If a customer has difficulty with the monthly premium, then explain it differently. For some customers it is easier to understand the premium to be paid in terms of a daily cost. This is not effective for all customers, but some benefit from this explanation. If the salesperson explains a small premium on a daily basis rather than a larger one on a monthly or annual basis, it makes the buying decision a little easier for that kind of customer. Others want to know about the value received from the purchase. Value for premium paid may be expressed in terms like; the customer being responsible, taking care of their family, solving a need they have uncovered, or planning and preparing for the future. The salesperson must help the customers understand the value they will receive if they purchase the product.
URGENCY
The final and probably one of the most often over looked reasons why people don't buy is that the salesperson does not assist the customer to embrace a sense of urgency. A sense of urgency drives the customer to take action today, not next week, next year or never take action. This is when the salesperson talks about the concept of risk and reward. The salesperson explains the risk in terms of what happens if the customer does not take action. What risks do the customers or their families face if the customers do not buy the product recommended today. As well, the salesperson must explain the reward for the customer and their family if they take action and purchase the product today. The salesperson must paint a picture as clearly as possible to ensure the customer fully understands the risk and reward. They must help the customer understand the risk and reward in terms of today!
I explain these concepts more clearly and comprehensively in my two books, the Passionate Manager and the Passionate Agent. You can find information about these books by visiting my website at www.heidema.com. Both books are filed with systems, processes, scripts and tools to help make the sale happen.
So what else can salespeople do to improve their chances of making the sale?
First, the salesperson must memorize, practice and master a series of questions that get the customer talking and help the salesperson understand what is important to the customer. I am appalled with the lack of professionalism exhibited by most salespeople. Most do not know what to say and when to say it. They act like amateurs when it comes to practicing their profession. Successful salespeople learn the sales processes and scripts. They memorize the words, practice and role-play, and master all the steps of the sales process so they are always in control of the process. Many salespeople feel that they do not need to be professional. Therefore they get the abysmal results that they get. If they would treat this profession seriously, they would achieve much better results.
Second and foremost, they need to learn to listen to the customer and equally important, learn to shut up! I am amazed at how much the unsuccessful salesperson talks. I am not surprised that the salesperson must see so many people to make one sale. They make it very difficult for customers to buy. When salespeople talk too much, they are telling the customer that they are far more important than the customer. It seems salespeople like to hear their own voices more than the voice of the customer. Successful salespeople love to hear their customers talk. If the salesperson would learn to ask good questions and really listen to the customer, the salesperson would truly understand what drives the customer and be able to find the reasons why the customer might be willing to buy.
Third, salespeople must take good notes. Indeed, they must write down word-for-word whatever the customer says. The customer's words are far more important than the salespeople words. When salespeople reach the point in the sales process when they ask the customer to buy, and the customer responds with a no, salespeople must then go back over the four reasons why people buy (need, help, money and urgency) and determine which of these areas the customers are having difficulty with. Maybe the customers feel they don't need insurance, or your recommendation does not solve their need, or for the premium they must pay they will not get value, or finally, they have no sense of urgency. Any one of these four reasons may cause the customer to say no!
When they say no and you have uncovered the reason they have said no, this is when you repeat back to them the words, as you have written, that they have used earlier in the sales process. You would say phrases like;
- Didn't you say you had no insurance, did you say that?
- Didn't you say that you felt what I was recommending would likely solve your need, didn't you say that?
- Didn't you say that you could afford (?) so much premium per day, week, month, didn't you say that?
- Didn't you say that you felt your family would be at risk if you did not take action, didn't you say that?
Then you say to them, help me understand! You said you have a need, you said you felt my recommended product would solve your need, you said you felt you could afford so much a month, and you said your family would be at risk if you did not take action. Did you say all this? Great, then I only have one question; what is preventing you from taking action today? Now shut up and listen.
If you ask these questions one by one, then shut up after each question and listen, you will make more sales. I promise you will!
So what have we learned from this article. We have learned the value of changing our behaviours. Master this profession, ask better questions, listen more actively, take good notes and feed back the customer's words to them. We now know the four reasons why people buy; need, help, money and urgency! As a salesperson you must ask enough questions to uncover these four reasons and what the customer thinks about these four reasons. With this information you can make more sales. If salespeople change their behaviours, they will improve the chances of changing their results. Remember making the sale is less about closing the sale and more about asking good questions and listening. With these new skills you can become more successful. I wish you good luck!
Good luck!
By: James M. Heidema
Article Directory: http://www.articledashboard.com
Often the salesperson is so impatient to make the sale they make a number of mistakes, then they are surprised when the sale does not happen. I have even heard some salespeople comment that they think they control the customer. They feel they can make the customer buy! What nonsense! Who are they kidding, besides themselves?
What I hope to do in this article is to help the reader understand the dynamics of the sale. For many unsuccessful salespeople find closing the sale a very difficult part of the sales process. The successful salespeople have figured out what I am about to share with the reader of this article.
First, let's consider the dynamics of the relationship between the seller and the customer. Each has different objectives. The seller obviously wants to make the sale. The customer wants to determine if there is value in purchasing the product. So each customer as an individual has different objectives or goals. These objectives can only be reached if the seller behaves correctly. This is where the salesperson has the real power. They have power and control to behave correctly and appropriately. If they do so, then everything is possible, like more sales and more referrals. Wouldn't you like to make more sales?
Next, let's consider the various parts of the buying process. When anybody buys anything, whether it is a car, clothes, TV or Life Insurance, that purchase is based on four reasons. Theses reasons are the only reasons why people buy anything. These reasons exist every time a purchase occurs. They are NEED, HELP, MONEY and URGENCY. Let's examine each of these reasons.
NEED
It is not the need of the salesperson to make the sale. It is the need of the customer for the product, or at least for the benefits derived from buying the product. Salespeople need to spend a fair bit of time with the customer, asking questions, taking notes and analyzing the customer's current and desired situation to ensure the salesperson understands the customer's needs. Customers must have an opportunity to verbally confirm that they believe they have a need. This customer verbalization of the need is often overlooked by the salesperson. I believe this is where the sale takes place. Unsuccessful salespeople incorrectly believe the sale takes place during the close. This belief is a big mistake! The salesperson's objective is to get the customer talking about their needs and then they will be building a foundation for the sale. If the salesperson spends enough time gathering correct information, the closing portion of the sale becomes very easy.
HELP
This is where the salesperson connects the product to the need. Again, unsuccessful salespeople talk too much about the product and too little about how the product will solve the needs of the customer. Customers care very little about the name of the product or how it technically works. They do care about the benefits they can derive from the purchase of the product. They are interested about how this product will help them solve their needs . To effectively talk about the product, the salesperson must first understand the customer's need. Next, they must be able to explain to the customer how the product helps solve their need. Often this is explained as features, applications and benefits. What are the features or special additions to the product, how does this apply to the customer's situation and how does it benefit the customer, now or in the future? The salesperson must explain this very well in the customer's terms, not the company's terms. Be very careful not to use industry terms unless you fully explain them.
MONEY
Unsuccessful salespeople make another mistake. They talk too much about how much the product will cost the customer, and too little about the value the customer will receive from purchasing the product. Sometimes the customer does not have enough money to purchase the product. Most times they have the money but see no real or inherent value in the product, so they do not purchase it. At this stage of the sales process the salesperson must clearly explain the benefits the customer will receive by purchasing the product. If a customer has difficulty with the monthly premium, then explain it differently. For some customers it is easier to understand the premium to be paid in terms of a daily cost. This is not effective for all customers, but some benefit from this explanation. If the salesperson explains a small premium on a daily basis rather than a larger one on a monthly or annual basis, it makes the buying decision a little easier for that kind of customer. Others want to know about the value received from the purchase. Value for premium paid may be expressed in terms like; the customer being responsible, taking care of their family, solving a need they have uncovered, or planning and preparing for the future. The salesperson must help the customers understand the value they will receive if they purchase the product.
URGENCY
The final and probably one of the most often over looked reasons why people don't buy is that the salesperson does not assist the customer to embrace a sense of urgency. A sense of urgency drives the customer to take action today, not next week, next year or never take action. This is when the salesperson talks about the concept of risk and reward. The salesperson explains the risk in terms of what happens if the customer does not take action. What risks do the customers or their families face if the customers do not buy the product recommended today. As well, the salesperson must explain the reward for the customer and their family if they take action and purchase the product today. The salesperson must paint a picture as clearly as possible to ensure the customer fully understands the risk and reward. They must help the customer understand the risk and reward in terms of today!
I explain these concepts more clearly and comprehensively in my two books, the Passionate Manager and the Passionate Agent. You can find information about these books by visiting my website at www.heidema.com. Both books are filed with systems, processes, scripts and tools to help make the sale happen.
So what else can salespeople do to improve their chances of making the sale?
First, the salesperson must memorize, practice and master a series of questions that get the customer talking and help the salesperson understand what is important to the customer. I am appalled with the lack of professionalism exhibited by most salespeople. Most do not know what to say and when to say it. They act like amateurs when it comes to practicing their profession. Successful salespeople learn the sales processes and scripts. They memorize the words, practice and role-play, and master all the steps of the sales process so they are always in control of the process. Many salespeople feel that they do not need to be professional. Therefore they get the abysmal results that they get. If they would treat this profession seriously, they would achieve much better results.
Second and foremost, they need to learn to listen to the customer and equally important, learn to shut up! I am amazed at how much the unsuccessful salesperson talks. I am not surprised that the salesperson must see so many people to make one sale. They make it very difficult for customers to buy. When salespeople talk too much, they are telling the customer that they are far more important than the customer. It seems salespeople like to hear their own voices more than the voice of the customer. Successful salespeople love to hear their customers talk. If the salesperson would learn to ask good questions and really listen to the customer, the salesperson would truly understand what drives the customer and be able to find the reasons why the customer might be willing to buy.
Third, salespeople must take good notes. Indeed, they must write down word-for-word whatever the customer says. The customer's words are far more important than the salespeople words. When salespeople reach the point in the sales process when they ask the customer to buy, and the customer responds with a no, salespeople must then go back over the four reasons why people buy (need, help, money and urgency) and determine which of these areas the customers are having difficulty with. Maybe the customers feel they don't need insurance, or your recommendation does not solve their need, or for the premium they must pay they will not get value, or finally, they have no sense of urgency. Any one of these four reasons may cause the customer to say no!
When they say no and you have uncovered the reason they have said no, this is when you repeat back to them the words, as you have written, that they have used earlier in the sales process. You would say phrases like;
- Didn't you say you had no insurance, did you say that?
- Didn't you say that you felt what I was recommending would likely solve your need, didn't you say that?
- Didn't you say that you could afford (?) so much premium per day, week, month, didn't you say that?
- Didn't you say that you felt your family would be at risk if you did not take action, didn't you say that?
Then you say to them, help me understand! You said you have a need, you said you felt my recommended product would solve your need, you said you felt you could afford so much a month, and you said your family would be at risk if you did not take action. Did you say all this? Great, then I only have one question; what is preventing you from taking action today? Now shut up and listen.
If you ask these questions one by one, then shut up after each question and listen, you will make more sales. I promise you will!
So what have we learned from this article. We have learned the value of changing our behaviours. Master this profession, ask better questions, listen more actively, take good notes and feed back the customer's words to them. We now know the four reasons why people buy; need, help, money and urgency! As a salesperson you must ask enough questions to uncover these four reasons and what the customer thinks about these four reasons. With this information you can make more sales. If salespeople change their behaviours, they will improve the chances of changing their results. Remember making the sale is less about closing the sale and more about asking good questions and listening. With these new skills you can become more successful. I wish you good luck!
Good luck!
By: James M. Heidema
Article Directory: http://www.articledashboard.com
Tactics In Sales – Start Strong!
What is your sales strategy for your small business or sales career? Do you have one?
Often people begin a business because of their knowledge in a specific area. Since their primary motivation for starting the business was their love and knowledge of a specific craft, skill or service, they then consider this function to be the most important part of their business…that is wrong thinking; don’t let it happen to you.
Whether you are a mechanic opening up an auto shop or a fitness expert opening a gym, your primary focus should always be on sales and marketing. An effective sales and marketing plan will keep a reliable influx of new clients coming into your business. Knowledge and quality of your products and services will help you to retain those clients, but there will be no clients on which to hang, if the sales and marketing functions are weak or absent.
This combination will keep your business going, so let’s examine some insight as to the sales and marketing component.
As you create anything to do with sales and marketing, telephone pitches, brochures, write-ups for your website, anything at all, keep in mind that its primary objective is to sell. I have come across many a beautifully arranged website, leaflet or other such advertisement where the business owner uses jazzed up language to describe a subject most interesting to him or her.
This business owner fails to make a sale because he writes text that is merely descriptive of what he does instead of writing text that will focus on getting a customer to buy.
To strengthen the messages you send out to customers through the internet, mail and other advertising media, you must acquire the persuasive skills required to influence prospective customers.
Learn how to color your words with persuasive language; communicate from the perspective of the prospect’s benefits; and, apply other tactics used by the most successful sales people. You will find helpful information on some of the above techniques in the free resource that I have made available in my resource box below.
When you sharpen your persuasive skills, you will greatly increase your ability to sell your products and services. Use the many resources available to you to increase your sales, keep your customers loyal and make your business successful.
By: Alvin Day
Article Directory: http://www.articledashboard.com
Often people begin a business because of their knowledge in a specific area. Since their primary motivation for starting the business was their love and knowledge of a specific craft, skill or service, they then consider this function to be the most important part of their business…that is wrong thinking; don’t let it happen to you.
Whether you are a mechanic opening up an auto shop or a fitness expert opening a gym, your primary focus should always be on sales and marketing. An effective sales and marketing plan will keep a reliable influx of new clients coming into your business. Knowledge and quality of your products and services will help you to retain those clients, but there will be no clients on which to hang, if the sales and marketing functions are weak or absent.
This combination will keep your business going, so let’s examine some insight as to the sales and marketing component.
As you create anything to do with sales and marketing, telephone pitches, brochures, write-ups for your website, anything at all, keep in mind that its primary objective is to sell. I have come across many a beautifully arranged website, leaflet or other such advertisement where the business owner uses jazzed up language to describe a subject most interesting to him or her.
This business owner fails to make a sale because he writes text that is merely descriptive of what he does instead of writing text that will focus on getting a customer to buy.
To strengthen the messages you send out to customers through the internet, mail and other advertising media, you must acquire the persuasive skills required to influence prospective customers.
Learn how to color your words with persuasive language; communicate from the perspective of the prospect’s benefits; and, apply other tactics used by the most successful sales people. You will find helpful information on some of the above techniques in the free resource that I have made available in my resource box below.
When you sharpen your persuasive skills, you will greatly increase your ability to sell your products and services. Use the many resources available to you to increase your sales, keep your customers loyal and make your business successful.
By: Alvin Day
Article Directory: http://www.articledashboard.com
Sales Productivity: Manage Your Energy
What affects our energy levels? You already know the answer to that question. Nutrition, sleep, stress, physical fitness, attitudes, emotions, and environment are the major influencers of our levels of energy. How do you improve these aspects of our life so we maximize our level of energy throughout the day? Easier said than done – after all, we all pretty much know that these things affect us but haven’t done much about them so far. Usually we have a hard time making changes because our motivation is lacking. On the other hand, many of us know people who were out of shape, found out their health was in permanent jeopardy, and then found a way to get fit. It’s all a matter of self-motivation.
How would your life be different if you were highly productive in your sales efforts on a
consistent basis? What difference would it make if you had good levels of energy throughout the day – every day?
There is too much information on this subject of becoming highly productive to cover thoroughly in a simple article, but we can touch on some good ways to start improving your energy management.
Nutrition: Most nutritional experts agree that eating a number of modest meals throughout the day is much better than a couple of big ones. Don’t forget to include protein with every meal.
Stress: There are no such things as stressful situations. It’s our reactions to events that cause us to feel stress. You know what works best for you to reduce your feelings of stress. Set time aside to take care of yourself throughout the week. If you don’t take time, soon enough you’ll have no choice due to health issues.
Physical Fitness: Do I really need to go into this? Doing something –anything – is better than doing nothing at all.
Attitude: Our attitude colors our view of our past, present and future. Most people allow the world to determine what we hear and see. Start to take control of what you mentally and emotionally feed yourself. Cut out the negatives and start introducing positives like listening to personal growth tapes or CDs.
Another critical key to effective energy management is to understand the many positive implications of stretching our abilities and then taking time to recover and rejuvenate. Regular recovery and rejuvenation are essential to becoming highly productive. I can’t stress enough the impact that regular - often daily - rejuvenation can have on your energy, attitude, creativity, enthusiasm, and spirit.
The key to being highly productive in sales (or in any endeavor for that matter) is to manage your energy. By attending to your physical, mental, emotional and spiritual needs you can accomplish more with more enthusiasm, more creative and more enjoyment than you ever have before.
By: Michael J. Beck
Article Directory: http://www.articledashboard.com
How would your life be different if you were highly productive in your sales efforts on a
consistent basis? What difference would it make if you had good levels of energy throughout the day – every day?
There is too much information on this subject of becoming highly productive to cover thoroughly in a simple article, but we can touch on some good ways to start improving your energy management.
Nutrition: Most nutritional experts agree that eating a number of modest meals throughout the day is much better than a couple of big ones. Don’t forget to include protein with every meal.
Stress: There are no such things as stressful situations. It’s our reactions to events that cause us to feel stress. You know what works best for you to reduce your feelings of stress. Set time aside to take care of yourself throughout the week. If you don’t take time, soon enough you’ll have no choice due to health issues.
Physical Fitness: Do I really need to go into this? Doing something –anything – is better than doing nothing at all.
Attitude: Our attitude colors our view of our past, present and future. Most people allow the world to determine what we hear and see. Start to take control of what you mentally and emotionally feed yourself. Cut out the negatives and start introducing positives like listening to personal growth tapes or CDs.
Another critical key to effective energy management is to understand the many positive implications of stretching our abilities and then taking time to recover and rejuvenate. Regular recovery and rejuvenation are essential to becoming highly productive. I can’t stress enough the impact that regular - often daily - rejuvenation can have on your energy, attitude, creativity, enthusiasm, and spirit.
The key to being highly productive in sales (or in any endeavor for that matter) is to manage your energy. By attending to your physical, mental, emotional and spiritual needs you can accomplish more with more enthusiasm, more creative and more enjoyment than you ever have before.
By: Michael J. Beck
Article Directory: http://www.articledashboard.com
Wednesday, August 20, 2008
How To Improve Your Sales
There is a lot of things that you can do to improve your sales, but you will find that you are going to have to put a lot of hard work into the mix. Keep in mind that there are things that you are going to have to do for yourself as a worker, and for the team. You will want to think about things like how you find success, if you look like success, and how you try to improve yourself. Your sales is not a problem, however, you will have to look deep inside of yourself to figure yourself out.
The first thing that you will want to think about is the way that you present yourself to your clients. You will need to think about the way that you dress, the way you speak, and the way that you carry yourself. You will want to make sure that everything is just perfect. You need to make yourself get regular haircuts and do other things to make yourself look your best. You will also need to think about the clothing that you wear. When you look good, you will feel good, however, you need to dress successful to be successful. You will find that there are a lot of people who do not care about their appearance, and that is why they fail at sales. You will find that you are not only selling the products, but you are selling yourself as well. You will want to keep that in mind when you think about you sales numbers.
The second thing that you will need to focus on is your forcefulness. Can you take no for an answer? You have to find a way with words to be a successful salesperson. You will want to make yourself better with words. You need to learn how to think on your feet and how to think quickly. You need to have an answer for every question. These answers need to come quickly too or the client will not trust you or keep their interest in your products.
There is also another thing that you will want to consider. You will not only need to work on yourself, but you will need to work on the products. You will need to take the time to do your own research so that you can make some good points when it comes to selling. Try to pinpoint what are the strengths of the products and how they are different from the others that are on the market. Make sure that you do your homework, because this will also help you to have the answers and find the answers quickly. You will also find that when you do the proper amount of research, you will be able to find the confidence, but you will have to work for the confidence. You will have to really want to consider all the hard work that you will need to put into each and every sale. You will want to keep in mind that there are some things that must be done. You must do a lot of things and it may include the way that your approach your sales subject, the customer, and the way that you carry yourself.
Keep in mind that you not only have to sell the product, but you will also have to sell yourself. You play a key component in your own success. Make sure that you try to keep that in mind when it comes to each and every sale.
By: Michelle L. Green
Article Directory: http://www.articledashboard.com
The first thing that you will want to think about is the way that you present yourself to your clients. You will need to think about the way that you dress, the way you speak, and the way that you carry yourself. You will want to make sure that everything is just perfect. You need to make yourself get regular haircuts and do other things to make yourself look your best. You will also need to think about the clothing that you wear. When you look good, you will feel good, however, you need to dress successful to be successful. You will find that there are a lot of people who do not care about their appearance, and that is why they fail at sales. You will find that you are not only selling the products, but you are selling yourself as well. You will want to keep that in mind when you think about you sales numbers.
The second thing that you will need to focus on is your forcefulness. Can you take no for an answer? You have to find a way with words to be a successful salesperson. You will want to make yourself better with words. You need to learn how to think on your feet and how to think quickly. You need to have an answer for every question. These answers need to come quickly too or the client will not trust you or keep their interest in your products.
There is also another thing that you will want to consider. You will not only need to work on yourself, but you will need to work on the products. You will need to take the time to do your own research so that you can make some good points when it comes to selling. Try to pinpoint what are the strengths of the products and how they are different from the others that are on the market. Make sure that you do your homework, because this will also help you to have the answers and find the answers quickly. You will also find that when you do the proper amount of research, you will be able to find the confidence, but you will have to work for the confidence. You will have to really want to consider all the hard work that you will need to put into each and every sale. You will want to keep in mind that there are some things that must be done. You must do a lot of things and it may include the way that your approach your sales subject, the customer, and the way that you carry yourself.
Keep in mind that you not only have to sell the product, but you will also have to sell yourself. You play a key component in your own success. Make sure that you try to keep that in mind when it comes to each and every sale.
By: Michelle L. Green
Article Directory: http://www.articledashboard.com
Music Posters- A Good Marketing Tool
Music is an indispensable part of the world. You believe it or not, you are always going to experience the music of love, the music of togetherness, the music of sadness or despair. And this exactly is the reason why so many artists are increasingly getting into the business of music creation. There are several music industries that release music albums from time to time on several emotions and occasions.
The music industry of any country is unique and full of hundreds and thousands of talented singers, who are either extremely popular and recognized or are just not visible anywhere in the industry. The reason for this is nothing but promotion and marketing. Singers who are well marketed with music posters, videos, trailers of their album etc. gain popularity and become recognized in the industry, where are others who are less marketed remain not so famous.
There are a number of ways in which, these musicians and their albums can be marketed, one of them is through music posters. They are posters either of the singer or their album or music video that are printed and popularized across the place in order to ensure some popularity for them. This results in more search and query of the concerned person and album, making him the talk of the town, and enabling a strong fan following for them.
As a matter of fact, these music posters have become so popular that they are used not only to promote new singers but also to retain the popularity of existing and legendary singers. Fans are crazy about collecting music posters of their favourite singers or favourite songs or albums. The craze is so strong that they are available at exorbitant prizes. You can find music posters easily online. All you need to do is order them, and they will be shipped to your place. There are quite many options, where you can also download them for a little cost and keep it on your computer for ever.
By: Patrick Arden
Article Directory: http://www.articledashboard.com
The music industry of any country is unique and full of hundreds and thousands of talented singers, who are either extremely popular and recognized or are just not visible anywhere in the industry. The reason for this is nothing but promotion and marketing. Singers who are well marketed with music posters, videos, trailers of their album etc. gain popularity and become recognized in the industry, where are others who are less marketed remain not so famous.
There are a number of ways in which, these musicians and their albums can be marketed, one of them is through music posters. They are posters either of the singer or their album or music video that are printed and popularized across the place in order to ensure some popularity for them. This results in more search and query of the concerned person and album, making him the talk of the town, and enabling a strong fan following for them.
As a matter of fact, these music posters have become so popular that they are used not only to promote new singers but also to retain the popularity of existing and legendary singers. Fans are crazy about collecting music posters of their favourite singers or favourite songs or albums. The craze is so strong that they are available at exorbitant prizes. You can find music posters easily online. All you need to do is order them, and they will be shipped to your place. There are quite many options, where you can also download them for a little cost and keep it on your computer for ever.
By: Patrick Arden
Article Directory: http://www.articledashboard.com
Five Simple Tips For Successful Investing
You don't need to read thousands of books about the stocks market to be a successful investor. Investing is not about reading charts or being a soothsayer. Neither it is about watching screens with numbers all the day and night. Successful investing is about being patient, having reasonable expectations and sticking to the main investment principles.
Sounds complex? Here are five simple tips that will help you to do all of this:
1. Use smart diversification. Everyone says you should diversify but only few people warn about the pitfalls of over diversification. When you diversify so much that you almost own equal shares of everything in the market, you can't perform better than the market itself. When the market falls, your investment portfolio will fall too.
To avoid this, you should balance between the diversification and the risk. That's what I call smart diversification. Choose enough different assets so you don't depend on only one, but don't try to have everything. If no investment holds more than 15% of your overall portfolio, you should be fine.
2. Invest in different kinds of assets. Many investors make the mistake to buy only stocks, or only mutual funds or only real estate etc... you got the idea. Sure, they diversify in different stocks, funds, properties etc, but what happens if the property market crash?
If you want to be safe, invest in different kinds of assets.
3. Don't follow the crowd. Another mistake that many investors make is to do what everyone else does. What happens then? The price of the "hot" investment goes up and up much above its real value, because everyone wants to buy it. Just see the homes market in USA and Europe.
Sooner or later this balloon bursts and a large part of the mass investors end up losing big time.
Your path to successful investing goes through some creativity. Avoid doing what everyone else is doing and find what works best for you.
4. Invest regularly. How many times you've heard someone saying that they made a big investment but it didn't work out? Often such people complain that investing is useless activity in general. Would you agree with them? I would not.
Investing does work, but it's not one time effort. It must be done regularly - even if only with small contributions. The real power of investing can be revealed after you invest month after month, for years. No one says it's easy and quick way to build wealth.
5. Use the power of compounding. Persistence is one of the most important keys to investment success. If you invest again and again and don't take out the profits, you will be able to see one of the greatest financial magics - the power of compounding at work.
Take this example: if you invest $100,000 and make 12% profits per year, you will be able to earn $12,000 yearly or $1,000 per month. This will bring you a nice passive income, but wouldn't make you rich. If instead of getting our the profits you let them compound for 25 years and add just $1,000 per year you'll end up having $1,7 millions!
By: Bobby Handzhiev
Article Directory: http://www.articledashboard.com
Sounds complex? Here are five simple tips that will help you to do all of this:
1. Use smart diversification. Everyone says you should diversify but only few people warn about the pitfalls of over diversification. When you diversify so much that you almost own equal shares of everything in the market, you can't perform better than the market itself. When the market falls, your investment portfolio will fall too.
To avoid this, you should balance between the diversification and the risk. That's what I call smart diversification. Choose enough different assets so you don't depend on only one, but don't try to have everything. If no investment holds more than 15% of your overall portfolio, you should be fine.
2. Invest in different kinds of assets. Many investors make the mistake to buy only stocks, or only mutual funds or only real estate etc... you got the idea. Sure, they diversify in different stocks, funds, properties etc, but what happens if the property market crash?
If you want to be safe, invest in different kinds of assets.
3. Don't follow the crowd. Another mistake that many investors make is to do what everyone else does. What happens then? The price of the "hot" investment goes up and up much above its real value, because everyone wants to buy it. Just see the homes market in USA and Europe.
Sooner or later this balloon bursts and a large part of the mass investors end up losing big time.
Your path to successful investing goes through some creativity. Avoid doing what everyone else is doing and find what works best for you.
4. Invest regularly. How many times you've heard someone saying that they made a big investment but it didn't work out? Often such people complain that investing is useless activity in general. Would you agree with them? I would not.
Investing does work, but it's not one time effort. It must be done regularly - even if only with small contributions. The real power of investing can be revealed after you invest month after month, for years. No one says it's easy and quick way to build wealth.
5. Use the power of compounding. Persistence is one of the most important keys to investment success. If you invest again and again and don't take out the profits, you will be able to see one of the greatest financial magics - the power of compounding at work.
Take this example: if you invest $100,000 and make 12% profits per year, you will be able to earn $12,000 yearly or $1,000 per month. This will bring you a nice passive income, but wouldn't make you rich. If instead of getting our the profits you let them compound for 25 years and add just $1,000 per year you'll end up having $1,7 millions!
By: Bobby Handzhiev
Article Directory: http://www.articledashboard.com
Managing Your Investment Property
While it is possible to look after your rental property yourself and thus save money, experts recommend getting a professional in to do it. Why? A professional has access to a number of resources that you do not. For a start, he can find out easily if any prospective tenant has a good or bad history of paying and looking after a property. And he will not be emotionally involved as you will be, so he can handle things without the same stress levels.
Managing a property takes time and effort, especially when you are not used to it. Some tenants ring up to complain about every little thing that goes wrong. They expect the landlord to act immediately to fix things even if it's in the middle of dinner or Sunday afternoon. A manager can avoid this because his business is closed at those times and he cannot be contacted.
Whether or not you use a property manager, be sure you have adequate insurance that will cover damage to the property and injury to the tenants. And go easy on those renovations. The idea is to make money, not spend it. It doesn't matter if you hate the colour scheme or carpets if you are not living there yourself.
By: Melanie
Article Directory: http://www.articledashboard.com
Managing a property takes time and effort, especially when you are not used to it. Some tenants ring up to complain about every little thing that goes wrong. They expect the landlord to act immediately to fix things even if it's in the middle of dinner or Sunday afternoon. A manager can avoid this because his business is closed at those times and he cannot be contacted.
Whether or not you use a property manager, be sure you have adequate insurance that will cover damage to the property and injury to the tenants. And go easy on those renovations. The idea is to make money, not spend it. It doesn't matter if you hate the colour scheme or carpets if you are not living there yourself.
By: Melanie
Article Directory: http://www.articledashboard.com
Tourism Investment
An investment in the Tourism Industry in Katherine in the Northern Territory of Australia is a sound investment. In the Katherine Times, Katherine's weekly newspaper, on 16/7/08, the front page says TOURIST NUMBER UP.
A manager of one of the Tourist Parks is quoted as saying that it has been a bumper season. His park and others have been booked out every night, serving 100 meals each night to the hungry tourists. The caravan park in question has a capacity for 500 and they have even had to let caravans camp in areas that have been designated as no parking areas due to lack of available accommodation at other Tourist Parks in the area.
If this doesn't prove that an investment in Elvira's Paradise is a wise investment then what will. Elvira Loquias has a 79acre property with approval to develop a Tourist Park. She is looking for an investor to contribute $300,000 to help complete the development.
The difference between her Tourist Park and the others in Katherine is that it is the only Park in the Katherine area that didn't get flooded in the 1998 flood, so not only will the Park be successful during the tourist season it will also be the best place to stay during the wet season. Because of its location you can be certain that the guests and their property will be safe even if Katherine gets another flood where 6ft of water inundates the main street.
In the same article it says that the Tourism Authority believes that visitors are staying in Katherine longer due to the ever increasing attractions of the region, even the huge upswing in fuel prices hasn't deterred the tourists from coming to Katherine. The Authority itself encourages investors to consider and investment in the accommodation industry in the region.
It also states that one problem facing the tourist industry is limited accommodation options, Elvira's Paradise will help solve this perceived problem. Elvira with the help of further investment, will be providing Bali Hut style accommodation and quality furnishings. The quality of accommodation has not been seen in a Tourist or Caravan Park in the Northern Territory before now.
By: Emil
Article Directory: http://www.articledashboard.com
A manager of one of the Tourist Parks is quoted as saying that it has been a bumper season. His park and others have been booked out every night, serving 100 meals each night to the hungry tourists. The caravan park in question has a capacity for 500 and they have even had to let caravans camp in areas that have been designated as no parking areas due to lack of available accommodation at other Tourist Parks in the area.
If this doesn't prove that an investment in Elvira's Paradise is a wise investment then what will. Elvira Loquias has a 79acre property with approval to develop a Tourist Park. She is looking for an investor to contribute $300,000 to help complete the development.
The difference between her Tourist Park and the others in Katherine is that it is the only Park in the Katherine area that didn't get flooded in the 1998 flood, so not only will the Park be successful during the tourist season it will also be the best place to stay during the wet season. Because of its location you can be certain that the guests and their property will be safe even if Katherine gets another flood where 6ft of water inundates the main street.
In the same article it says that the Tourism Authority believes that visitors are staying in Katherine longer due to the ever increasing attractions of the region, even the huge upswing in fuel prices hasn't deterred the tourists from coming to Katherine. The Authority itself encourages investors to consider and investment in the accommodation industry in the region.
It also states that one problem facing the tourist industry is limited accommodation options, Elvira's Paradise will help solve this perceived problem. Elvira with the help of further investment, will be providing Bali Hut style accommodation and quality furnishings. The quality of accommodation has not been seen in a Tourist or Caravan Park in the Northern Territory before now.
By: Emil
Article Directory: http://www.articledashboard.com
How Do I Start Investing?
If you want to start investing, you’re probably wondering where to begin. There are so many things that could be going through your head, as to what you should invest in, how much you should invest, and exactly how you should go about investing the money. Here is a basic guide that will help you decide exactly what you need to do and learn before you start investing.
The first thing you need to do before you invest any money, is learn the basics about the types of investments you can make in the stock market. For example, there are individual stocks you can buy. If you want to be a little safer, you can invest in mutual funds, which are a whole bunch of stocks at once. You can also invest in bonds, which are even safer. Until you know what these terms mean, you shouldn’t invest a single penny in the stock market. Once you know some of the basics, then you will know what you feel comfortable putting you money in.
Once you figure out what types of investments you want to make, you’ll need to come up with some specifics. If you want to invest in a few stocks, what type of stocks should you invest in? If you want to invest in mutual funds, which ones should you buy? This research can easily be done on the web. There are many websites (like MorningStar) where you can just type in the name or symbol of the stock or mutual fund, and you’ll learn all about it, as well as get some advice about what others think. Once you’ve learned about the company or mutual fund, then you will be able to decide what you should buy.
As far as how much you should invest, it should only be something that you don’t mind locking up for a while, or something that if you lost wouldn’t make it so you couldn’t pay your bills. If you have no problem keeping the money invested for a while, then it probably isn’t too much. Another great way you can invest is something like a DRIP. This is where you will invest a small amount every month into the same stock or mutual fund. This works well because you will buy at different prices as the stock/mutual fund fluctuates, so the price you spent will even out. You also won’t miss the money from your spending since you’ll only be putting in a little at a time, but over time it will surely add up!
Another thing you’ll have to decide when investing is how to invest. There are many online brokers where you can do everything yourself, and therefore you don’t pay a lot of money per trade. If you’d prefer to get advice however, you can get a brokerage account where you deal with an advisor, but of course you’ll end up paying more money per trade. There are tradeoffs with each one, but you should do what is best for you.
When you decide you want to invest in the stock market, there are many things you will have to figure out. As you can see though, once you learn a few things, you’ll be able to invest like a pro!
By: James Grant
Article Directory: http://www.articledashboard.com
The first thing you need to do before you invest any money, is learn the basics about the types of investments you can make in the stock market. For example, there are individual stocks you can buy. If you want to be a little safer, you can invest in mutual funds, which are a whole bunch of stocks at once. You can also invest in bonds, which are even safer. Until you know what these terms mean, you shouldn’t invest a single penny in the stock market. Once you know some of the basics, then you will know what you feel comfortable putting you money in.
Once you figure out what types of investments you want to make, you’ll need to come up with some specifics. If you want to invest in a few stocks, what type of stocks should you invest in? If you want to invest in mutual funds, which ones should you buy? This research can easily be done on the web. There are many websites (like MorningStar) where you can just type in the name or symbol of the stock or mutual fund, and you’ll learn all about it, as well as get some advice about what others think. Once you’ve learned about the company or mutual fund, then you will be able to decide what you should buy.
As far as how much you should invest, it should only be something that you don’t mind locking up for a while, or something that if you lost wouldn’t make it so you couldn’t pay your bills. If you have no problem keeping the money invested for a while, then it probably isn’t too much. Another great way you can invest is something like a DRIP. This is where you will invest a small amount every month into the same stock or mutual fund. This works well because you will buy at different prices as the stock/mutual fund fluctuates, so the price you spent will even out. You also won’t miss the money from your spending since you’ll only be putting in a little at a time, but over time it will surely add up!
Another thing you’ll have to decide when investing is how to invest. There are many online brokers where you can do everything yourself, and therefore you don’t pay a lot of money per trade. If you’d prefer to get advice however, you can get a brokerage account where you deal with an advisor, but of course you’ll end up paying more money per trade. There are tradeoffs with each one, but you should do what is best for you.
When you decide you want to invest in the stock market, there are many things you will have to figure out. As you can see though, once you learn a few things, you’ll be able to invest like a pro!
By: James Grant
Article Directory: http://www.articledashboard.com
Momentum Trading Tips
Getting a Clear Picture about Stock Trading
Many of us like the idea of making money through the stock market, but we are also afraid of the risks involved in investing money there. The reason for this fear is legitimate, because we have seen markets turn for the worst, leaving many people in ruin. A number of individuals who take loss in stock trading make the mistake of rushing into this field without understanding the basic concepts and the trading strategies involved. We cannot expect to win a game when we do not know the rules of that game. We will be losing points because of foul-moves, which of course happen due to our ignorance.
So if you are thinking of getting into the stock market, you must spend enough time to learn the basics of this trading system. When you invest your money, you have to go beyond the basics to ensure that you stay profitable. There are many online courses that you can make use of which teach trading strategies. Bettertrades.com is one of the resourceful sites that can help you. You can also get help from professional traders, such as Markay Latimer.
Let us try to get a clear picture of the stock market. This is a trading platform where a company’s shares are bought or sold at a fixed price. Another term used to refer to the stock market is the equity market. The stocks, securities, and derivatives of companies with shares available for trading will be listed by stock exchange bureaus. Some of the famous US based stock exchange bureaus include Amex, NASDAQ and NYSE. The stock exchanges create a market place for traders, and you can buy or sell the stocks of any company listed in these exchanges. Originally, stock exchanges were only dealing with real time trading but now in this internet era, it is possible to engage in virtual trading. With either real time or virtual trading, it is possible to buy and sell stocks only when the stock market is open. The stock market is open between Monday and Friday, from 9.30 am to 4.00 pm.
Anyone can enter into stock trading. You can be an individual investor or a big institutionalized trader. Anyone can engage in trading directly, or make use of a number of stock brokers at a fee. However, you need to be cautious while getting help from these brokers to save yourself from getting scammed. Many do well by learning the trading strategies themself so that they can analyze the stock performance privately rather than by hiring a broker to trade on their behalf.
When you are ready to start, signup for an online trading account so that you can deal with the stock market directly. As a beginner, do not make impulsive decisions on buying or selling. Get into the discipline of analyzing and having sound reasons for your trading decisions. Only these will help you to succeed in the long-run. If you make impulsive decisions, then you will start treating the stock market as a gambling floor. Real stock trading requires disciplined and analytical decision making skills to be successful.
By: Better 72 Trades72
Article Directory: http://www.articledashboard.com
Many of us like the idea of making money through the stock market, but we are also afraid of the risks involved in investing money there. The reason for this fear is legitimate, because we have seen markets turn for the worst, leaving many people in ruin. A number of individuals who take loss in stock trading make the mistake of rushing into this field without understanding the basic concepts and the trading strategies involved. We cannot expect to win a game when we do not know the rules of that game. We will be losing points because of foul-moves, which of course happen due to our ignorance.
So if you are thinking of getting into the stock market, you must spend enough time to learn the basics of this trading system. When you invest your money, you have to go beyond the basics to ensure that you stay profitable. There are many online courses that you can make use of which teach trading strategies. Bettertrades.com is one of the resourceful sites that can help you. You can also get help from professional traders, such as Markay Latimer.
Let us try to get a clear picture of the stock market. This is a trading platform where a company’s shares are bought or sold at a fixed price. Another term used to refer to the stock market is the equity market. The stocks, securities, and derivatives of companies with shares available for trading will be listed by stock exchange bureaus. Some of the famous US based stock exchange bureaus include Amex, NASDAQ and NYSE. The stock exchanges create a market place for traders, and you can buy or sell the stocks of any company listed in these exchanges. Originally, stock exchanges were only dealing with real time trading but now in this internet era, it is possible to engage in virtual trading. With either real time or virtual trading, it is possible to buy and sell stocks only when the stock market is open. The stock market is open between Monday and Friday, from 9.30 am to 4.00 pm.
Anyone can enter into stock trading. You can be an individual investor or a big institutionalized trader. Anyone can engage in trading directly, or make use of a number of stock brokers at a fee. However, you need to be cautious while getting help from these brokers to save yourself from getting scammed. Many do well by learning the trading strategies themself so that they can analyze the stock performance privately rather than by hiring a broker to trade on their behalf.
When you are ready to start, signup for an online trading account so that you can deal with the stock market directly. As a beginner, do not make impulsive decisions on buying or selling. Get into the discipline of analyzing and having sound reasons for your trading decisions. Only these will help you to succeed in the long-run. If you make impulsive decisions, then you will start treating the stock market as a gambling floor. Real stock trading requires disciplined and analytical decision making skills to be successful.
By: Better 72 Trades72
Article Directory: http://www.articledashboard.com
How To Benefit From A Real Estate Investing Book
What information can you get from a good real estate investing book? There are a number of online sites, which can impart you knowledge and tips on how to start make your real estate investments properly. You can also get a number of books, which are essentially on the subject of real estate investing. You can search sites related to books on the net for information on real estate investing books.
If you go for an in-depth analysis of these real estate investing books, you will find that there are a number of chapters covering topics like - how to market your real estate investing business, the secrets of real estate investing, tips & tricks on real estate investing, how to follow business success of tycoon of other fields and how to grow in the real estate business. All these and more are covered as a part of a good real estate investing book.
A number of hidden pitfalls are there that you should avoid for staying in the business. You can get a detailed overview about the dangers, drawbacks and possible ways out. You can also know whether you are ready to step into the business of real estate investing or not. The real estate investing book can give you advice on how to use the books properly so that you get the maximum information out of it.
While on your journey of becoming a successful real estate businessman, you would need a guide who can help you in the right direction. The real estate investing book can be a very good friend in achieving understanding your goals and achieving them. The book would also tell you about the real estate seminars from where you can get hidden benefits.
The real estate investing book also tells you how to set up your own multi billion-dollar empire based on real estate. Some online sites offer you a number of courses, both online as well as normal. You can start your own real estate business with your own home mortgage. If you pay attention to the techniques offered by the real estate investing books you would be able to recover it within seven years.
By: Brad Wozny
Article Directory: http://www.articledashboard.com
If you go for an in-depth analysis of these real estate investing books, you will find that there are a number of chapters covering topics like - how to market your real estate investing business, the secrets of real estate investing, tips & tricks on real estate investing, how to follow business success of tycoon of other fields and how to grow in the real estate business. All these and more are covered as a part of a good real estate investing book.
A number of hidden pitfalls are there that you should avoid for staying in the business. You can get a detailed overview about the dangers, drawbacks and possible ways out. You can also know whether you are ready to step into the business of real estate investing or not. The real estate investing book can give you advice on how to use the books properly so that you get the maximum information out of it.
While on your journey of becoming a successful real estate businessman, you would need a guide who can help you in the right direction. The real estate investing book can be a very good friend in achieving understanding your goals and achieving them. The book would also tell you about the real estate seminars from where you can get hidden benefits.
The real estate investing book also tells you how to set up your own multi billion-dollar empire based on real estate. Some online sites offer you a number of courses, both online as well as normal. You can start your own real estate business with your own home mortgage. If you pay attention to the techniques offered by the real estate investing books you would be able to recover it within seven years.
By: Brad Wozny
Article Directory: http://www.articledashboard.com
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